Moving

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Gimme Shelter

April 11, 2009 in Life | 4 comments

I toured this house yesterday - I liked it.

I toured this house yesterday - I liked it.

The first two years that I lived on my own after college saw three apartments come into my life, each with their own low introductory rates and flexible lease terms.  I was a nomad of sorts- a relatively constant (local) traveler always searching for the lowest rent and shortest lease terms.  After tiring of looking for deals in the suburbs, I decided to finally just move to Portland, where I was spending most of my time anyway.  I set up residence in an apartment in Northwest Portland, where pizza and pubs were plentiful and everything was within walking distance.  A funny thing happened - I stayed in the same place for two and a half years to date.  Now, after having been employed for the last five years, living in Portland for going on three and with no desire to leave  on the horizon, I’ve begun the quest the buy a home.

Several times in the past I’ve been tempted to look for a house to buy - the first attempt came in 2004 when I was put in touch with a mortgage broker who was preparing what was clearly a horrible, foreclosure-baiting loan; complete with wildly adjustable rates and the assurance that it was ok that he was inflating my income…  a lot.  Basically, it was the recipe for what would become the current mortgage crisis.  Nice try, buddy.

About two years ago I made a second feeble attempt, having a friend pre-qualify me through Countrywide…  despite my excellent credit ratings and good income, her then-manager insisted on treating my loan as a sub-prime one with another risky rate - thankfully, my friend told me what was going on - the manager was insisting on this type of loan despite the fact that I was not a sub-prime borrower as it would net more money for the company.  Needless to say, I decided I was happy in my apartment.  Besides, the $140,000 they wanted to give me could purchase nothing in Portland in 2006.

To say that I saw the current mortgage crisis and the subsequent financial downturn coming is strong perhaps, although I could see enough in the future to know that what I was being presented was a raw deal.

Flash forward to 2009 - the lenders of whom I spoke earlier are for the most part out of business, and many of their borrowers are out of homes.  Values are falling, sales are stagnant, and I’ve actually been pre-qualified for a good mortgage.  I’ve actually gone through two homes with my Realtor - the first, although very big and cheap, was also lacking a few key items - for instance, a kitchen.  The latest home is a little more promising - a big, old, fixer in North Portland.  The fixer qualities seem to be mostly cosmetic and well within my abilities, and it’s tough to pass up a big craftsman built in 1908 with a finishable basement.  I’m planning on taking another walk through it but it may soon be offer time.

Work Travels and Selling the Mustang

September 30, 2006 in Politics, Random, Travel | No comments

Hmm… where to start. Once again, I have taken an extended absence from updating this site… I seem to recognize a pattern forming. Yes, it is the same pattern that has been repeated consistently since the genesis of this website in the summer of 1997. Indeed, I am extremely reliable in the area of my unreliability. Sort of like a Yugo – a used one. I offer no apologies this time, nor any promises to do better in the future – I know better by now, and you should too. What I will offer, however, is a brief synopsis of the last several months, and a nice place to leave off, and hopefully continue in the not too distant future.

When we last left off, I had just been given a new position at work, and was in training – but a sort of on the job training. Nearly seven months later, I am still in that position, very much no longer training, and I am enjoying it. While not necessarily globetrotting in nature, it has taken me to some locales I had not previously seen – such as Wenatchee, Washington and a rural area east of Olympia. Ok, so basically I’ve seen Washington. But the travel has allowed me to check out minor league ballparks in Wenatchee, Tacoma, Spokane, Yakima, Pasco, and Everett. Not bad for one summer… but nowhere near as good as This Guy, whom I met at a Yakima Bears game. “Why so many minor league parks, Chris?” you may ask. Well, painfully, the answer is because I don’t have a girlfriend, and really, what else are you supposed to do when you’re stranded for a few days in eastern Washington?

Aside from tour the countryside, I sold the Mustang while I was away. This was actually a fairly recent development – I had decided that I did not have the time, space, or resources to keep working on or keep storing the car. At the same time, I came to the realization that I didn’t feel comfortable using it as a daily driver, while simultaneously coming the to the realization that I had some bills that I’d really like to eliminate. So, on craigslist she went, then off into the sunset she rode. Actually, it was around 6:00 pm, with the sun directly above, but you get the point.  I took a picture of it as it was driving away, but it turned out blurry, so it’s kind of like a 1966 Mustang Zapruder film still… very creepy. Also, it wasn’t driving itself, despite how this may read. I did however have one last afternoon of extreme frustration spent with it, as I spent about six hours the day before it sold finally repairing the fender damage it received while driving north for the last time from Eugene. Personally, I think I did a bang-up job.

Finally, I used the early portion of September to once again move, seeing as I apparently have issues with getting comfortable somewhere. Oh yeah – I also have issues with paying $850 to live somewhere that’s far from anything I want to be doing outside of work hours. So, in the spirit of saving money, and being able to do stuff every now and then, I have moved to Northwest Portland, to mix among the hipsters. So far, I still stand out like a sore thumb… First, I need to drop about 80 pounds and get some really tight, skinny-guy pants. A lofty goal, but there’s always hope. Actually, the move is going to work out great, especially since I just found out I’ll be able to start working from home soon, so now I won’t even have to worry about a commute. Not to mention the fact that I am nearly done with the plan I laid out on this very site last November… looks like Mr. Pratt may have his shit together after all!

Well, that just about gets us caught up. If you peruse the rest of the site, you’ll find a few updates here and there, and more to come – but again, with no specific timetable. You’ll also find a commentary I wrote on the state of the American Manufacturing Worker, inspired by a barge launch I witnessed in Portland last week. It may or may not be worthwhile reading – that’s your call. I just put it up, and point you to it.

A quick trip to the bay area to see the Ducks play at Cal this Saturday is on the docket, so hopefully I’ll have an adventure to detail, and pictures to show off upon my return. It’ll be great - like an electronic vacation slide reel! ‘Til then, thanks for sticking with me.

Plans, Moving, Etc.

March 8, 2006 in Work | No comments

Another month has gone, and a lot of changes have occurred in the life of Chris, most notably, the presence of a new job. I still work in insurance, and with the same company, but have moved from handling bodily injury claims to large property losses. It may be a small move in the grand scheme of things, but I feel better about the work that I do now, which goes a long way towards helping the psyche. Most importantly, I never again have to know the value of three chiropractic visits, four months after a minor auto accident.

(Unless of course I go to law school and become an ambulance chaser, but then of course I would have a personal stake in the matter, which could possibly wipe out my bad feelings of valuing injuries.) After all, I’d have to do something to earn my money and pay off student loans before doing pro-bono civil liberties cases and work on behalf of non-profits…

Which leads us to point #2 – as part of a long-term effort in self-improvement, I have commenced finishing off my efforts to (eventually) get into grad school. I completed one test a few weeks ago, and still have one more to go before I’ll be done with the tests for colleges of education, and I’ve been reviewing my LSAT study book, as I think I probably will end up taking the LSAT this summer/fall. Depending on its outcome, I’ll decide which path I want to take, and will seriously start looking at grad schools towards the end of this year. When I will enroll, and whether or not I can get in are different subjects entirely, but at least school is on the list.

Another change is in where I am living – in late December I moved to Tigard, in a brand new (and considerably less sketchy) apartment, which is closer to work and farther away from the roving bands of near-feral children who patrolled the parking lots of my old complex. Pleasant as the new place may be, I have a feeling my stay will be a short one. I signed a 6-month lease, and seeing as there is absolutely nothing to do in Tigard, I will likely be moving again in June, hopefully to the city. You see, Giovanni recently acquired my dream apartment – a large one bedroom in a classic building, just two blocks from PGE Park – for about the same amount of rent I am currently paying. With baseball season starting up, I desperately wish I lived within walking distance to a ballpark… and pubs, and Powell’s… and by this summer, I aim to be.

This update does not contain a semi-humorous, self-absorbed story about a quasi-adventure I partook in – for this I apologize… that will be coming soon enough. Rather, this update is sort of a self-congratulatory note on what I’ve been able to do in the past two months. You see, in late November, it became fairly clear to me that my life was not headed in a direction where I wanted it to be – namely, 25+ years of corporate servitude to be eventually interrupted by either downsizing or some creative, public, and quite graphic form of suicide (or what I like to call, societal downsizing). I instituted a 4-part plan to put myself where I want to be, or at least in a position where I would be able to choose among several possibilities. I am happy to say that as of this Friday, half of this plan will have already neared completion, and the other half is dependent upon completing the grad school stuff I’ve already discussed. And it only took 25 years to do! Who knows – in another 25, I just might be married, or perhaps, I will be in grad school.

The times, they need a-changin’

October 18, 2005 in Life | No comments

I apologize for a very brief foray into my current rant on the state of Pratt… this column will return in its normal form in a day or so, with updates on my activities and other random observations… for the time being, I must first let a little bit out.

I feel a change coming on… perhaps it is the fact that I will be moving somewhere, for some period of time, sometime before the end of December. Or, perhaps it is the fact that the season has finally noticeably changed, or, on the other hand, maybe it is because I am finally beginning to seriously think about the future.

I am suddenly overwhelmed with the feeling that things are going to get a little more interesting in the near future. Then again, this may simply be a strange coagulation of fatigue and boredom… either way, it at least seems new, so I’ll go with it.

So what is really fuelling this sudden resurgence in confidence and enthusiasm you ask? Well, I’m not really sure (I wasn’t lying… ok?) but I do think it has a lot to do with the living situation, and the work situation. First of all, I will be moving in December – this I know for sure. Where I will be moving to, however, is a very good question. As you may have read in the Oregonian (if you’re in the area, that is) housing prices in Portland have rocketed up more than 22% in the last year. My paycheck, however, has remained static. This is not a good equation, especially when trying to convince someone with lots of money to give someone like me enough to buy a house. In other words, House Hunt 2005 has likely reached an unceremonious end. Which, in the end is probably ok, considering point #2…

I have recently discovered I am going nowhere. No, I have not crossed into a new area of laziness where I have simply decided to no longer take part in ANY physical movement, rather, as far as work is concerned, I am going nowhere – and not for lack of trying. Now what does THAT mean? You may once again find yourself asking… I think it means all options are now open, which in a way, is very liberating. I am once again considering the possibility of going back to school, even if it just means looking into a program that would allow me to take night classes for the time being, in an attempt to kick start what may have been a bit of a false start into adulthood. Basically, I know that I can do more with my abilities than I am doing right now – hell, I already have in the past. It is just a matter of doing something about it, which I am now truly attempting.

I do not think that change comes easily, or quickly, but I do feel it is on the horizon. For now, I am resigned to begin looking for a new apartment (since I am tired of hearing both my neighbors’ domestic disputes, and the birds living in the attic above my bedroom), and have a desire to live a little closer to at least something of cultural significance (A&W and Walgreen’s do not count) and also explore options on the career and education front. I am looking into what is available as far as teaching programs are concerned, and while I’m at it, debating whether or not I feel I could make it in law school (assuming I could get in). In the meantime, I will continue writing my book, and wait for tonight’s Powerball jackpot to solve all my problems…

That’s it for today - look back here tomorrow for a more typical update, and hopefully (if I can figure out the technical aspects) a new feature.

The Wells Wedding

September 18, 2005 in Life, Sports | No comments

Fall is nearly here, and with it comes my yearly reflection on the summer months – the time when I invariably failed to regularly update this site. Which really commemorates the even more time-honored traits of procrastination and sloth, which have been part of the Pratt repertoire (or reprattoire, if you prefer) for a little over 25 years now (it’s our silver anniversary!).

This summer started with a sputter, finding me attending the occasional Portland Beavers game, renting movies here and there, and exploring Portland via Max. In all, it was relaxing, which was needed after what has been a year of essentially one family tragedy after another. Things sped up quick in July, with Wells’ bachelor party and subsequent wedding. The bachelor party was held at Safeco Field in Seattle, where about twenty of us pitched in to rent a luxury suite for a Saturday evening game against the Baltimore Orioles, narrowly missing Rafael Palmeiro’s 3000th career hit, which would have been great to witness, especially since that was in the days when we all simply thought he was on the juice. The evening was filled with memorable moments, from Miller’s antics to the appearance of the Moose, who subsequently mauled Wells, to a game winning RBI single by Mike Morse in the bottom of the ninth (himself a ‘roid casualty by early September). Most importantly, it was our formal send-off of Wells into the married world.

The actual send-off came July 23, 2005, when Wells married girlfriend Jessica on the grounds of her family’s ranch in central Oregon. I took a week off from work the week of the wedding, hanging out with Miller for the first few days before traveling with Wells and his cousin Jaeger to Redmond to help with setting up the wedding and reception site. It was a beautiful ceremony, with the backdrop of a canyon during the ceremony, and with the Three Sisters of the Cascade Range serving as background for the reception. As best man, it was my duty to eat my prime rib in the seat to Wells’ immediate left at the reception, as well as stumble through an ad-libbed toast to couple’s new life together, making delicate jabs at Wells’ many foibles over the years, while trying not to disparage him too much in front of the people who now found him to be a member of their family. I think I did ok, but I can really only remember bits and pieces of what I said. On the bright side, I didn’t freeze under the pressure, nor did I cry, so that’s always a plus.

A vacuum of sorts appeared in the wake of the wedding, and August was dedicated mostly to relaxation when not at work. I was able to get in some much-delayed reading, as well as a little writing – the fruits of this work will likely appear here in the next month or so, after some fine-tuning.

So after a brief August slumber, September is here, and with it comes one of the most eagerly anticipated happenings of the year – Oregon Ducks football. I once again have my season tickets (courtesy of my mom… I imagine I will someday have to actually spend money on tickets…). Through three games, all is seemingly good, with the Ducks undefeated, but staring tenuously at the upcoming home contest against USC, which has evolved into what is simply the most dominant college football program in decades. I will be in attendance this Saturday, expecting the outcome that most level-minded analysts are predicting, but hoping for another Michigan-like miracle, that is as long as Sports Illustrated promises not to put Oregon on its cover if the unthinkable happens.

In other news, after a false start last year, I am actually serious now about trying to buy a home. I am having a lender look into what I can be approved for, and hopefully, if all goes well, I will have a home of my own by December, when my current lease will expire. Hopefully, I will know what I can realistically spend within the next week or so – from there, the search should come to life. Currently, I’m looking as far west as Newberg, south to Woodburn, and north and east to their prospective sections of Portland. I guess we’ll see if anything turns up.

That’s it for now. As always, I’ll work on updating more regularly, but again, I probably won’t…

Moving Out; Death of a Campus Fixture

March 4, 2005 in Life | No comments

The break was long, but at least it was eventful. I finally made good on my threats over the past year or so and moved out. I got my own apartment in Beaverton, and am beginning to realize once again what it is to be an independent person. Basically, it sucks. Yesterday I got to clean the bathroom and kitchen, after first cooking myself dinner (chicken and rice) and subsequently doing the dishes.

Today I had to go out for lunch (chicken and rice) because I forgot to buy lunch meat at the store, and tomorrow I’ll have to have either chicken and rice or pancakes for breakfast, as I broke my toaster for the third time since moving. I’m beginning to see why some people stay at home as long as they possibly can, and why when they move out, they spend more than $8.00 on a toaster.

Really, my place is pretty nice. It’s about 900 square feet, two bedrooms, one bath, with a fireplace, a balcony, and a nice view of Mt. Hood on a clear day. I have vaulted ceilings in the living room and a place to settle into my comfy leather chair and watch the history channel, all with a presto log burning in the fireplace. Oh yes, all the comforts one can get for roughly $600 a month. While I like it, I still hope to be able to afford to buy a place within the next year or so.

In other news… well, there really isn’t a whole lot going on. I’ve been spending time acclimating myself to the Portland area, going to Blazers games, and of course, working. Work is going well- I must be doing something right as I recently got a raise and a nice bonus, which will hopefully go a long ways towards finally getting the Mustang painted, which is tentatively on the docket for late spring-early summer ’05.

No update this week would be complete without mentioning the passing of a legend. The University of Oregon community was rocked on Tuesday by the sudden death of a fixture of the University neighborhood – Hatoon. I, like many UO alum, first knew Hatoon as the woman who lived under a blue tarp in front of the library. Over the past few years, she migrated south on Kincaid to a spot under an oak next the university bookstore, where she slept every night under the familiar blue tarp.

I never really spoke with her, only heard passing comments and a few times simply said hello, but in my time working on campus, I came to know her well – if from a bit of a distance. I knew that she would not speak with me, because I was normally dressed as a cop. I knew that she would always be wearing lipstick, and usually some fashion of bandana or hat. What stood out though were the things that made her different – how she would walk around picking up litter late at night after the local bars had closed, how I never once saw her ask anyone for anything, and how she nearly always had a bouquet of flowers waiting for her on her bench. She will be remembered long after the last people to walk past her have left the University, and there is something about that that is very comforting.

To read more about Hatoon’s life, and death, click on any of the following links:

Campus icon dead after automobile accident - Oregon Daily Emerald

Losing Hatoon - Oregon Daily Emerald

Househunt ‘04; Vacation

August 6, 2004 in Life, Travel | No comments

It all starts now – no, this isn’t a boxing promo or an allusion to the presidential campaign, rather it is the rather unceremonious start to what I like to call “Househunt ’04.” The event actually started about a month ago, when, fed up with the idea of paying rent for yet another year, coupled with the desire to resuscitate independent Chris, I decided to look in to buying a home.

I know, this is entirely too grown-up a foray into the American Dream for me, when my American Dream mostly consists of moving out of my parents’ house and painting my Mustang. However, it quickly became apparent that this whole homeowner thing could happen… however ghetto a place it may be that I can afford.

Regardless, I have now been pre-approved for a modest mortgage and begin the search for a new home. We’ll see what happens with the search… my hopes are not that high, and I have rather high standards, so it may be a short search. Who knows… For now though, I feel like the responsible young man I always thought I could be… or at least could pretend to be.

In other news, I will soon go out adventuring again. As some of you may remember, I made my first jaunt out of the United States earlier this year. It will be followed at the end of this month by my first trip east of the Rockies. I will be visiting the recently-relocated Kayla in her adopted home of Chicago, in the process living out my long-held dream of seeing the Cubs play at Wrigley Field. The only negative in the whole equation is the fact that Kayla will have to work two of the days that I’m there, but I will probably use those days to either explore the Windy city on my own, or to rent a car and venture deeper into the Midwest to see what exactly is in this bread basket. Now I just hope that I can upgrade to a better digital camera before my trip, that my Cubs tickets come in the mail, and that Kayla can come through on the Metallica tickets. Oh yes, my concert buddy is back… =)

Well, that’s about it for now. Stay tuned, as any news on the house front will be broadcast here first. Oh yeah – one more thing – I have officially changed my phone number back to the 503, so if you don’t have my new number, drop me a line and I’ll fill you in. In the meantime, keep your eyes open for a nice modern 2 bedroom condo with a garage, or an old 2 bedroom fixer with a garage and hardwoods throughout, preferably for as close to free as possible…

Chris Goes Home; Becomes JFK.

June 1, 2004 in Life, Work | No comments

It’s the end of an era. My move this weekend of the rest of my belongings from Eugene to McMinnville - hopefully a brief stopover before finally reaching their home in Portland, has officially signified the end of college. From now on, when I visit for football games, weddings, and the occasional Ems game, I will truly just be visiting.

I thought that it might be a little more emotional than it was. Really, I was without emotion- save for the pain from my over-exerted back. Then again, I’m not sure pain is an emotion- at least not temporary, mild pain.

It might need to be a little stronger to really gain emotion status. Who knows… for now though, I am through with Eugene – for a while anyway.

It’s been a rather eventful couple of weeks for me – sandwiched between two weekends, three cars and a trailer filled with belongings making the trek 100 miles north was one vehicular disaster, a birthday, and a new job. First, the most important- the Mustang is injured.

My JFK complex has reared its ugly head again, this time in the form of a mysterious object striking my Mustang while I was moving it from Eugene to McMinnville. Whatever it was – thinking logically, I’m assuming it was a rock or a pipe or something flying up from the road, it hit my fender, taking with it a nice-sized gouge of metal and paint, before finding a final resting place on the road behind my car, after of course, destroying my windshield. Of course, this is what I told the insurance woman. I, however, know that there is something far more sinister afoot.

I am convinced someone was taking shots at me. I heard the crash of the impact on my fender, jerked my head back, and to the right, and then heard the shattering of the windshield just before being pelted by chunks of glass about my face and neck. There was no blood, but after I got off to the side of the road, I did have to check. I got out of the car, surveyed the damage, looked around, then quickly sought shelter within the confines of my car, then sped off… I guess the bastard didn’t have another round, or I would have been finished.

For those of you who were not aware, I have long thought that I was in fact John F. Kennedy. Not only am I a liberal, but I share a birthday (May 29), and an affinity for Marilyn Monroe. Oh yeah – and I have been haunted by dreams of being felled in a hail of gunfire since I was about 8. Then, of course, came the really spooky bits… The times when people were taking pictures of me from outside my house (this really did happen – if you can hunt Brian down, he could tell you…) and of course, the time I was eating lunch in the Bimmer, one window down, and the other simply up and shattered – surely a shot that missed only so slightly.

Some of you may view these as simple coincidences, but everything adds up to the fact that someone wants me gone. Perhaps this was the true reason I did not take Anne up on her offer to join Julie and her at the Safeco office in Dallas when the PD unit was “centralized” to Seattle… It was bad enough when I looked up from my Burger King lunch the other day to see that I was in fact eating lunch in front of the Oregon Textbook Depository – do I really need to tempt fate by going to Dallas?

But, I digress… I suppose we’ll all find out when I run for president in 2020.

Moving on, I turned 24 over the weekend - a rather unspectacular number, but a pretty good birthday, aside from the moving bit. The girls at work decorated my cube on Wednesday, took me out for drinks on Thursday, and served me hot wings, cheesecake, and salad Friday at lunch. Saturday, my actual birthday, kind of sucked, as I was moving all day, but Sunday was good, spent hanging out with Miller, Patrick, and Derek in Beaverton. Yesterday was a family get-together, combining barbeque, cake, and presents with the joy of a three day weekend. Technically, the tradition of “birthday,” started three years ago, is alive and well, as I am still receiving gifts. Only time will tell if there will be another May 66th update, as there was all those years ago…

Finally, last but not least, I got a job as a bodily injury adjuster at Safeco. This is good for a few reasons – first, it is a more challenging position and a step up from the bottom of the ladder (though a side-step financially), second, it is relative job security, which is always a good thing, given the developments of the last few months. Hopefully, this will lead to me feeling comfortable enough to actually get a place of my own in the Portland area very soon (I’m hoping by the end of the month.) Then again, I’ve been repeating that refrain since late December, so I’ll probably be saying the same thing this time next year – only then my words will be blurred by a few more tears.

New Job

December 11, 2003 in Life, Website, Work | No comments

Well, for only the third time in its seven-year existence, my web page has moved. That’s right, Saturatedpratt.com has launched and left the University of Oregon and its Gladstone server behind with the other cast off servers of the past.

So, what prompted this move you may ask? Well, aside from the burning desire to spend money on something I can get for free (namely, web hosting), I am finally leaving the University of Oregon. That’s right, Mr. Pratt got a job.

This weekend I’ll be moving up north to begin working as an insurance claims representative. I know, it’s a corporate job and seems to be contrary to my previous post’s celebrity guest appearance, but they’re willing to pay me money to work, and do so during the daytime. So, for once and for all, goodbye Officer Pratt, hello Corporate Whore Pratt! (For brevity, you can call me C.W. Pratt, but not C.W- that’s taken.)

Over the next couple months I’ll probably be splitting my time between McMinnville, where I will live with my parents during the workweek, and Eugene, where I will attempt to preserve independent Chris on the weekends. We’ll see how it goes, but if I start asking for permission to drink a beer, I’ll know that it’s really time to get a place of my own. Really, it shouldn’t be too bad… for the short term anyway. It’s definitely going to be weird though.

For now, it looks like I’ll eventually be moving to the Portland area sometime after I get back from my training in Seattle in January or February. Hopefully Derek and I will be able to find some sort of nice, inexpensive shelter. I feel pretty bad for leaving Greg and Wells earlier than I thought I would, but I’m going to continue sending down rent and using the place as much as possible until either my lease runs out or they find a replacement. Then again, who could replace me?

As far as the what happened the rest of the time between now and my last update, the following events occurred in order: A drunk guy on his bike crashed in to my parked car and damaged the left front fender, Simon and Garfunkel were awesome live in Seattle, I met “Jesus” while patrolling the EMU one night, I had my first Krispy Kreme, the Ducks turned their season around, won the Civil War, and will play in the Sun Bowl, Thanksgiving came and brought with it cheesecake and stuffing, the Twins didn’t hire me, and Linfield lost to a team named the Johnnies. That’s about it.

Stay tuned for more frequent updates, as I now have most of the other pages on this site fully functioning, and of course, I now have more incentive in actually updating the page.